Like most of the folks out who just started their financial journey and are in awe of the F.I.R.E (Financial Independence, Retire Early) movement, I am not shy to admit I am one of them too. I am a guy who lives a very minimalistic lifestyle, below my means, and seldom spend money on myself at all. Most people call man like me to be "kiam siap" or "stingy". In fact, ever since I graduated from … [Read more...] about How My Wife and Die with Zero Book Changed My Mindset on Money
Personal Finance
Guide on Credit Card Annual Fee Waiver [2022 Edition]
Are you still paying for for your credit card fee annually? If you are still, this post is going to be super useful to you and will help you save extra hundreds dollars yearly. Below is our guide on how you can ask for credit card annual fee waivers from the different banks or credit card companies in Singapore. The rule is: Be thick skinned. You must first ask, and you may receive it. :) How … [Read more...] about Guide on Credit Card Annual Fee Waiver [2022 Edition]
Singapore Best Finance Youtubers 2022 – Updated November
Since the start of covid where many Singaporeans spend more time working from home, there have been a huge spike of interest in Personal Finance & Investing content among Singaporeans. I am one of those who started to get more serious in my investment journey during recent years as well. In the new era where people now go to YouTube to learn new things, there have been a new wave of uprising … [Read more...] about Singapore Best Finance Youtubers 2022 – Updated November
Singapore Credit Card Miles Guide [2022 Edition]
Introducing this credit card miles guide for fellow Singaporeans - Using credit cards to play the miles game can be easy and straightforward. In this guide, you can browse the best credit cards to use for each category spending (sorted by mpd) in Singapore easily. We have curated the best cards which will earn you the most mpd (miles per dollar) for each category spending. Stay disciplined, … [Read more...] about Singapore Credit Card Miles Guide [2022 Edition]
Making My Baby a Millionaire by Age 65 With CPF Top Ups
I have been following the 1M65 movement pioneered by Mr Loo Cheng Chuan since couple years back, and after doing my due diligence and research, I am a believer of what he preaches, and also a fan! To me, having CPF is one of our privilege for being a Singaporean and we should totally optimise it fully to our advantage. Ever since my wife and I started working shortly, we have done a one-time a … [Read more...] about Making My Baby a Millionaire by Age 65 With CPF Top Ups