Introducing this credit card miles guide for fellow Singaporeans – Using credit cards to play the miles game can be easy and straightforward. In this guide, you can browse the best credit cards to use for each category spending (sorted by mpd) in Singapore easily. We have curated the best cards which will earn you the most mpd (miles per dollar) for each category spending.
Stay disciplined, use the best optimal credit card for each category spending, and you are not far away from your next free air tickets or business class upgrade!
If you find the below credit card miles guide useful, share this with your friends or families to help them supercharge their miles.
Last updated as at 6/7/2022
Best Credit Card for Dining Out
Credit Card | Miles Rate | Add. Info |
---|---|---|
HSBC Revolution | 4 mpd | Contactless payment only. Capped at S$1,000 per month |
DBS Vantage Visa Infinite | 4mpd | Capped at S$2,000 per calendar month till 31 Dec 2022 |
UOB Lady’s | 4 mpd | Capped at S$1,000 per month. Can choose preferred 10X rewards category. |
Maybank Horizon Visa Signature | 3.2 mpd | Min. spend: S$300/month Capped at S$3,750 |
KrisFlyer UOB | 3 mpd | Get 3,000 miles for 1st spend Get 10,000 renewal bonus miles |
Best Credit Card for Groceries & Supermarkets
Credit Card | Miles Rate | Add. Info |
---|---|---|
HSBC Revolution | 4 mpd | Contactless payment only. Capped at S$1,000 per month |
UOB Lady’s | 4 mpd | Capped at S$1,000 per month. Can choose 1 preferred 10X rewards category. |
UOB Lady’s Solitaire | 4 mpd | Capped at S$3,000 per month. Can choose 1 preferred 10X rewards category. |
Best Credit Card for Food Delivery (Grab, Foodpanda, Chope, WhyQ …)
Credit Card | Miles Rate | Add. Info |
---|---|---|
HSBC Revolution | 4 mpd | Contactless payment only. Capped at S$1,000 per month |
UOB Lady’s | 4 mpd | Capped at S$1,000 per month. Can choose preferred 10X rewards category. |
UOB Lady’s Solitaire | 4 mpd | Capped at S$3,000 per month. Can choose 1 preferred 10X rewards category. |
DBS Woman’s World | 4 mpd | Capped at S$2,000 per month. |
Citibank Rewards | 4 mpd | Capped at S$1,000 per month. |
UOB Preferred Platinum Visa | 4 mpd | Capped at S$1,000 per month. |
Best Credit Card for Online Shopping / Transactions
Credit Card | Miles Rate | Add. Info |
---|---|---|
OCBC Titanium Rewards | 4 mpd | Capped at $12,000 annually |
HSBC Revolution | 4 mpd | Contactless payment only. Capped at S$1,000 per month |
UOB Lady’s | 4 mpd | Capped at S$1,000 per month. Can choose preferred 10X rewards category. |
UOB Lady’s Solitaire | 4 mpd | Capped at S$3,000 per month. Can choose 1 preferred 10X rewards category. |
DBS Woman’s World | 4 mpd | Capped at S$2,000 per month. |
Citibank Rewards | 4 mpd | Capped at S$1,000 per month. |
UOB Preferred Platinum Visa | 4 mpd | Capped at S$1,000 per month. |
Best Credit Card for Offline Shopping
Credit Card | Miles Rate | Add. Info |
---|---|---|
HSBC Revolution | 4 mpd | Contactless payment only. Capped at S$1,000 per month |
UOB Lady’s | 4 mpd | Capped at S$1,000 per month. Can choose preferred 10X rewards category. |
UOB Lady’s Solitaire | 4 mpd | Capped at S$3,000 per month. Can choose 1 preferred 10X rewards category. |
OCBC Titanium Rewards | 4 mpd | Capped at $12,000 annually |
Citibank Rewards | 4 mpd | Capped at S$1,000 per month. |
Best Credit Card for Telcos
Credit Card | Miles Rate | Add. Info |
---|---|---|
DBS Woman’s World | 4 mpd | Capped at S$2,000 per month. No points earned if set up as recurring payment. |
Citibank Rewards | 4 mpd | Capped at S$1,000 per month. No points earned if set up as recurring payment. |
Best Credit Card for Air Tickets Booking
Credit Card | Miles Rate | Add. Info |
---|---|---|
UOB PRVI Miles Visa | Mastercard | Amex | 6 mpd | Selective airline bookings on Expedia & UOB Travel |
HSBC Revolution | 4 mpd | Contactless payment only. Capped at S$1,000 per month |
UOB Lady’s | 4 mpd | Capped at S$1,000 per month. Select travel as bonus category. |
UOB Lady’s Solitaire | 4 mpd | Capped at S$3,000 per month. Select travel as bonus category. |
DBS Woman’s World | 4 mpd | Capped at S$2,000 per month. Reservation must be fully prepaid online. |
DBS Altitude Visa | Amex | 3 mpd | Capped at S$5K per month. |
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