1569653930 Credit Card

Singapore Credit Card Miles Guide [2022 Edition]

Introducing this credit card miles guide for fellow Singaporeans – Using credit cards to play the miles game can be easy and straightforward. In this guide, you can browse the best credit cards to use for each category spending (sorted by mpd) in Singapore easily. We have curated the best cards which will earn you the most mpd (miles per dollar) for each category spending.

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Photo by Monstera: https://www.pexels.com/photo/illustration-showing-credit-card-functions-for-different-payments-5849559/

Stay disciplined, use the best optimal credit card for each category spending, and you are not far away from your next free air tickets or business class upgrade!

If you find the below credit card miles guide useful, share this with your friends or families to help them supercharge their miles.

Last updated as at 6/7/2022

Best Credit Card for Dining Out

Credit CardMiles RateAdd. Info
HSBC Revolution
HSBC Revolution
4 mpdContactless payment only. Capped at S$1,000 per month
DBS Vantage Visa Infinite
DBS Vantage Visa Infinite
4mpdCapped at S$2,000 per calendar month till 31 Dec 2022
UOB Lady’s
UOB Lady's
4 mpdCapped at S$1,000 per month. Can choose preferred 10X rewards category.
Maybank Horizon Visa Signature
Maybank Horizon Visa Signature
3.2 mpdMin. spend: S$300/month
Capped at S$3,750
KrisFlyer UOB
KrisFlyer UOB
3 mpdGet 3,000 miles for 1st spend
Get 10,000 renewal bonus miles

Best Credit Card for Groceries & Supermarkets

Credit CardMiles RateAdd. Info
HSBC Revolution
HSBC Revolution
4 mpdContactless payment only. Capped at S$1,000 per month
UOB Lady’s
UOB Lady's
4 mpdCapped at S$1,000 per month. Can choose 1 preferred 10X rewards category.
UOB Lady’s Solitaire
UOB Lady's Solitaire
4 mpdCapped at S$3,000 per month. Can choose 1 preferred 10X rewards category.

Best Credit Card for Food Delivery (Grab, Foodpanda, Chope, WhyQ …)

Credit CardMiles RateAdd. Info
HSBC Revolution
HSBC Revolution
4 mpdContactless payment only. Capped at S$1,000 per month
UOB Lady’s
UOB Lady's
4 mpdCapped at S$1,000 per month. Can choose preferred 10X rewards category.
UOB Lady’s Solitaire
UOB Lady's Solitaire
4 mpdCapped at S$3,000 per month. Can choose 1 preferred 10X rewards category.
DBS Woman’s World
DBS Woman's World Card
4 mpdCapped at S$2,000 per month.
Citibank Rewards
Citibank Rewards
4 mpdCapped at S$1,000 per month.
UOB Preferred Platinum Visa
UOB Preferred Platinum Visa Card
4 mpdCapped at S$1,000 per month.

Best Credit Card for Online Shopping / Transactions

Credit CardMiles RateAdd. Info
OCBC Titanium Rewards
OCBC Titanium Rewards
4 mpdCapped at $12,000 annually
HSBC Revolution
HSBC Revolution
4 mpdContactless payment only. Capped at S$1,000 per month
UOB Lady’s
UOB Lady's
4 mpdCapped at S$1,000 per month. Can choose preferred 10X rewards category.
UOB Lady’s Solitaire
UOB Lady's Solitaire
4 mpdCapped at S$3,000 per month. Can choose 1 preferred 10X rewards category.
DBS Woman’s World
DBS Woman's World Card
4 mpdCapped at S$2,000 per month.
Citibank Rewards
Citibank Rewards
4 mpdCapped at S$1,000 per month.
UOB Preferred Platinum Visa
UOB Preferred Platinum Visa Card
4 mpdCapped at S$1,000 per month.

Best Credit Card for Offline Shopping

Credit CardMiles RateAdd. Info
HSBC Revolution
HSBC Revolution
4 mpdContactless payment only. Capped at S$1,000 per month
UOB Lady’s
UOB Lady's
4 mpdCapped at S$1,000 per month. Can choose preferred 10X rewards category.
UOB Lady’s Solitaire
UOB Lady's Solitaire
4 mpdCapped at S$3,000 per month. Can choose 1 preferred 10X rewards category.
OCBC Titanium Rewards
OCBC Titanium Rewards
4 mpdCapped at $12,000 annually
Citibank Rewards
Citibank Rewards
4 mpdCapped at S$1,000 per month.

Best Credit Card for Telcos

Credit CardMiles RateAdd. Info
DBS Woman’s World
DBS Woman's World Card
4 mpdCapped at S$2,000 per month.
No points earned if set up as recurring payment.
Citibank Rewards
Citibank Rewards
4 mpdCapped at S$1,000 per month.
No points earned if set up as recurring payment.

Best Credit Card for Air Tickets Booking

Credit CardMiles RateAdd. Info
UOB PRVI Miles
UOB PRVI Miles Card
Visa | Mastercard | Amex
6 mpdSelective airline bookings on Expedia & UOB Travel
HSBC Revolution
HSBC Revolution
4 mpdContactless payment only. Capped at S$1,000 per month
UOB Lady’s
UOB Lady's
4 mpdCapped at S$1,000 per month. Select travel as bonus category.
UOB Lady’s Solitaire
UOB Lady's Solitaire
4 mpdCapped at S$3,000 per month. Select travel as bonus category.
DBS Woman’s World
DBS Woman's World Card
4 mpdCapped at S$2,000 per month.
Reservation must be fully prepaid online.
DBS Altitude
DBS Altitude Card
Visa | Amex
3 mpdCapped at S$5K per month.

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