Singapore Credit Card Miles Guide [2023 Edition]

Introducing this credit card miles guide for fellow Singaporeans – Using credit cards to play the miles game can be easy and straightforward. In this guide, you can browse the best credit cards to use for each category spending (sorted by mpd) in Singapore easily. We have curated the best cards which will earn you the most mpd (miles per dollar) for each category spending.

Stay disciplined, use the best optimal credit card for each category spending, and you are not far away from your next free air tickets or business class upgrade!

If you find the below credit card miles guide useful, share this with your friends or families to help them supercharge their miles.

Last updated as at 6/7/2022

Best Credit Card for Dining Out

Credit Card	Miles Rate	Add. Info
HSBC Revolution	4 mpd	Contactless payment only. Capped at S$1,000 per month
DBS Vantage Visa Infinite	4mpd	Capped at S$2,000 per calendar month till 31 Dec 2022
UOB Lady’s	4 mpd	Capped at S$1,000 per month. Can choose preferred 10X rewards category.
Maybank Horizon Visa Signature	3.2 mpd	Min. spend: S$300/month Capped at S$3,750
KrisFlyer UOB	3 mpd	Get 3,000 miles for 1st spend Get 10,000 renewal bonus miles

Best Credit Card for Groceries & Supermarkets

Credit Card	Miles Rate	Add. Info
HSBC Revolution	4 mpd	Contactless payment only. Capped at S$1,000 per month
UOB Lady’s	4 mpd	Capped at S$1,000 per month. Can choose 1 preferred 10X rewards category.
UOB Lady’s Solitaire	4 mpd	Capped at S$3,000 per month. Can choose 1 preferred 10X rewards category.

Best Credit Card for Food Delivery (Grab, Foodpanda, Chope, WhyQ …)

Credit Card	Miles Rate	Add. Info
HSBC Revolution	4 mpd	Contactless payment only. Capped at S$1,000 per month
UOB Lady’s	4 mpd	Capped at S$1,000 per month. Can choose preferred 10X rewards category.
UOB Lady’s Solitaire	4 mpd	Capped at S$3,000 per month. Can choose 1 preferred 10X rewards category.
DBS Woman’s World	4 mpd	Capped at S$2,000 per month.
Citibank Rewards	4 mpd	Capped at S$1,000 per month.
UOB Preferred Platinum Visa	4 mpd	Capped at S$1,000 per month.

Best Credit Card for Online Shopping / Transactions

Credit Card	Miles Rate	Add. Info
OCBC Titanium Rewards	4 mpd	Capped at $12,000 annually
HSBC Revolution	4 mpd	Contactless payment only. Capped at S$1,000 per month
UOB Lady’s	4 mpd	Capped at S$1,000 per month. Can choose preferred 10X rewards category.
UOB Lady’s Solitaire	4 mpd	Capped at S$3,000 per month. Can choose 1 preferred 10X rewards category.
DBS Woman’s World	4 mpd	Capped at S$2,000 per month.
Citibank Rewards	4 mpd	Capped at S$1,000 per month.
UOB Preferred Platinum Visa	4 mpd	Capped at S$1,000 per month.

Best Credit Card for Offline Shopping

Credit Card	Miles Rate	Add. Info
HSBC Revolution	4 mpd	Contactless payment only. Capped at S$1,000 per month
UOB Lady’s	4 mpd	Capped at S$1,000 per month. Can choose preferred 10X rewards category.
UOB Lady’s Solitaire	4 mpd	Capped at S$3,000 per month. Can choose 1 preferred 10X rewards category.
OCBC Titanium Rewards	4 mpd	Capped at $12,000 annually
Citibank Rewards	4 mpd	Capped at S$1,000 per month.

Best Credit Card for Telcos

Credit Card	Miles Rate	Add. Info
DBS Woman’s World	4 mpd	Capped at S$2,000 per month. No points earned if set up as recurring payment.
Citibank Rewards	4 mpd	Capped at S$1,000 per month. No points earned if set up as recurring payment.

Best Credit Card for Air Tickets Booking

Credit Card	Miles Rate	Add. Info
UOB PRVI Miles Visa | Mastercard | Amex	6 mpd	Selective airline bookings on Expedia & UOB Travel
HSBC Revolution	4 mpd	Contactless payment only. Capped at S$1,000 per month
UOB Lady’s	4 mpd	Capped at S$1,000 per month. Select travel as bonus category.
UOB Lady’s Solitaire	4 mpd	Capped at S$3,000 per month. Select travel as bonus category.
DBS Woman’s World	4 mpd	Capped at S$2,000 per month. Reservation must be fully prepaid online.
DBS Altitude Visa | Amex	3 mpd	Capped at S$5K per month.